There are several solar financing options available, including solar loans, solar leases, and power purchase agreements (PPAs), each designed to make solar projects more accessible and affordable. Understanding these financing options is essential for anyone considering a solar. The market for residential solar panels continues to grow, in large part due to declining solar panel costs and increased government incentives, including tax credits. With that growth, the marketing and door-to-door sales of solar-related financial products have become more prevalent. This Issue. Hidden Fees Can Increase Solar Loans by 30%: The Consumer Financial Protection Bureau has identified that some solar lenders include dealer fees and markups that can inflate loan amounts by 10-30% above cash prices, significantly impacting total costs and monthly payments without clear disclosure. Personal loans and home equity financing are two ways to pay for solar panels. NerdWallet is committed to editorial integrity Many or all of the products on this page are from partners who. Solar financing is the key that unlocks affordable clean energy for millions of Americans. However, the cost to purchase panels and have them installed can be a deterrent.